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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,981 | $53,127+88.2% | $86,597+15.5% | $70,131+42.6% |
| Participation rate | 53.7% | 65.3%-11.6pp | 73.5%-19.9pp | 69.5%-15.9pp |
| Annual return | 18.70% | 27.66%-9.0pp | 964.96%-946.3pp | 73.14%-54.4pp |
| Employer contribution / active EE | $2,836 | $2,068+37.1% | $2,840-0.1% | $2,342+21.1% |
| Participant deferral / active EE | $6,043 | $2,696+124.2% | $3,609+67.5% | $3,332+81.4% |
| Admin fee / account holder | $11,818 | $3,585+229.6% | $4,906+140.9% | $4,645+154.4% |