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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,114 | $65,423+101.9% | $98,477+34.2% | $85,856+53.9% |
| Participation rate | 68.3% | 65.0%+3.3pp | 73.3%-5.0pp | 69.3%-1.0pp |
| Annual return | 14.40% | 21.76%-7.4pp | 1493.59%-1479.2pp | 318.58%-304.2pp |
| Employer contribution / active EE | $3,002 | $2,168+38.4% | $2,961+1.4% | $2,565+17.0% |
| Participant deferral / active EE | $5,660 | $3,167+78.7% | $4,276+32.3% | $3,952+43.2% |
| Admin fee / account holder | $38,519 | $4,594+738.5% | $5,951+547.3% | $6,261+515.3% |