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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,895 | $49,177+93.0% | $79,467+19.4% | $64,173+47.9% |
| Participation rate | 66.7% | 65.0%+1.6pp | 73.3%-6.7pp | 69.6%-2.9pp |
| Annual return | -2.44% | -1.16%-1.3pp | 718.30%-720.7pp | 7.63%-10.1pp |
| Employer contribution / active EE | $2,856 | $2,076+37.5% | $2,800+2.0% | $2,381+19.9% |
| Participant deferral / active EE | $5,586 | $2,821+98.0% | $3,704+50.8% | $3,470+61.0% |
| Admin fee / account holder | $9,725 | $3,839+153.3% | $5,104+90.5% | $4,887+99.0% |