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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,205 | $45,438-62.1% | $80,004-78.5% | $59,633-71.1% |
| Participation rate | 75.0% | 63.7%+11.3pp | 73.0%+2.0pp | 68.7%+6.3pp |
| Annual return | -6.73% | 5.10%-11.8pp | 7.63%-14.4pp | 2041.45%-2048.2pp |
| Employer contribution / active EE | $1,342 | $1,236+8.6% | $2,473-45.7% | $2,203-39.1% |
| Participant deferral / active EE | $2,009 | $2,231-9.9% | $3,204-37.3% | $3,192-37.0% |
| Admin fee / account holder | $2,995 | $3,464-13.5% | $5,033-40.5% | $4,297-30.3% |