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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,476 | $58,523-12.0% | $99,479-48.3% | $72,976-29.5% |
| Participation rate | 58.1% | 64.6%-6.6pp | 73.8%-15.8pp | 69.5%-11.4pp |
| Annual return | 17.69% | 28.51%-10.8pp | 30.72%-13.0pp | 81.02%-63.3pp |
| Employer contribution / active EE | $1,064 | $1,512-29.7% | $2,540-58.1% | $2,440-56.4% |
| Participant deferral / active EE | $1,545 | $2,606-40.7% | $3,619-57.3% | $3,608-57.2% |
| Admin fee / account holder | $9,805 | $4,102+139.0% | $6,253+56.8% | $5,124+91.4% |