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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,870 | $63,861-1.6% | $104,639-39.9% | $79,856-21.3% |
| Participation rate | 54.8% | 64.9%-10.1pp | 74.1%-19.2pp | 69.6%-14.8pp |
| Annual return | 13.26% | 21.30%-8.0pp | 340.67%-327.4pp | 31.71%-18.4pp |
| Employer contribution / active EE | $1,186 | $1,588-25.3% | $2,682-55.8% | $2,471-52.0% |
| Participant deferral / active EE | $2,397 | $2,693-11.0% | $3,738-35.9% | $3,741-35.9% |
| Admin fee / account holder | $660 | $4,185-84.2% | $6,465-89.8% | $5,306-87.6% |