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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,252 | $98,776-91.6% | $149,745-94.5% | $79,856-89.7% |
| Participation rate | 94.7% | 75.8%+18.9pp | 82.5%+12.3pp | 69.6%+25.1pp |
| Annual return | 39.48% | 27.38%+12.1pp | 276.72%-237.2pp | 31.71%+7.8pp |
| Employer contribution / active EE | $1,726 | $3,217-46.4% | $4,646-62.9% | $2,471-30.2% |
| Participant deferral / active EE | $3,377 | $5,681-40.6% | $6,843-50.7% | $3,741-9.7% |
| Admin fee / account holder | $320 | $6,053-94.7% | $9,312-96.6% | $5,306-94.0% |