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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,882 | $105,210-82.1% | $159,487-88.2% | $85,851-78.0% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.8%+8.5pp | 69.3%+22.1pp |
| Annual return | 38.37% | 45.08%-6.7pp | 263.71%-225.3pp | 318.63%-280.3pp |
| Employer contribution / active EE | $1,843 | $3,319-44.5% | $4,831-61.9% | $2,565-28.2% |
| Participant deferral / active EE | $3,607 | $5,946-39.3% | $7,354-50.9% | $3,952-8.7% |
| Admin fee / account holder | $406 | $6,934-94.1% | $10,804-96.2% | $6,261-93.5% |