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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,357 | $93,617-78.3% | $135,982-85.0% | $75,177-72.9% |
| Participation rate | 93.2% | 75.2%+18.0pp | 81.9%+11.3pp | 67.2%+26.0pp |
| Annual return | 21.40% | 30.89%-9.5pp | 68.32%-46.9pp | 160.75%-139.3pp |
| Employer contribution / active EE | $1,967 | $3,538-44.4% | $4,859-59.5% | $2,671-26.3% |
| Participant deferral / active EE | $3,852 | $6,406-39.9% | $7,760-50.4% | $4,126-6.6% |
| Admin fee / account holder | $772 | $6,980-88.9% | $10,767-92.8% | $5,651-86.3% |