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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,214 | $106,749+40.7% | $145,433+3.3% | $82,448+82.2% |
| Participation rate | 78.7% | 75.6%+3.1pp | 82.1%-3.4pp | 68.1%+10.7pp |
| Annual return | 21.79% | 27.59%-5.8pp | 66.58%-44.8pp | 41.64%-19.9pp |
| Employer contribution / active EE | $225 | $3,444-93.5% | $4,554-95.1% | $2,551-91.2% |
| Participant deferral / active EE | $9,305 | $6,519+42.7% | $7,897+17.8% | $4,139+124.8% |
| Admin fee / account holder | $3,409 | $8,390-59.4% | $13,129-74.0% | $7,234-52.9% |