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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,214 | $106,864+40.6% | $147,318+2.0% | $82,637+81.8% |
| Participation rate | 78.7% | 75.5%+3.2pp | 82.1%-3.3pp | 68.1%+10.7pp |
| Annual return | 21.79% | 27.49%-5.7pp | 70.43%-48.6pp | 53.51%-31.7pp |
| Employer contribution / active EE | $225 | $3,417-93.4% | $4,593-95.1% | $2,552-91.2% |
| Participant deferral / active EE | $9,305 | $6,496+43.2% | $7,906+17.7% | $4,126+125.5% |
| Admin fee / account holder | $3,409 | $8,415-59.5% | $13,708-75.1% | $7,339-53.6% |