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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,865 | $169,161-23.2% | $129,295+0.4% | $145,959-11.0% |
| Participation rate | 91.3% | 76.5%+14.9pp | 69.6%+21.7pp | 80.3%+11.0pp |
| Annual return | 13.08% | 14348.07%-14335.0pp | 9429.28%-9416.2pp | 561.95%-548.9pp |
| Employer contribution / active EE | $3,841 | $5,543-30.7% | $4,157-7.6% | $4,661-17.6% |
| Participant deferral / active EE | $9,183 | $4,989+84.1% | $4,169+120.3% | $6,689+37.3% |
| Admin fee / account holder | $7,222 | $9,878-26.9% | $7,665-5.8% | $13,398-46.1% |