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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,618 | $152,542-30.1% | $117,498-9.3% | $134,509-20.7% |
| Participation rate | 84.2% | 77.1%+7.1pp | 70.6%+13.6pp | 81.2%+3.0pp |
| Annual return | -18.18% | 53.02%-71.2pp | 29.75%-47.9pp | 418.13%-436.3pp |
| Employer contribution / active EE | $13,098 | $5,574+135.0% | $4,178+213.5% | $4,741+176.3% |
| Participant deferral / active EE | $6,939 | $4,819+44.0% | $4,071+70.4% | $6,400+8.4% |
| Admin fee / account holder | $820 | $7,006-88.3% | $5,646-85.5% | $11,427-92.8% |