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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,156 | $202,460-38.2% | $169,385-26.1% | $139,456-10.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 15.56% | 532.07%-516.5pp | 405.82%-390.3pp | 373.45%-357.9pp |
| Employer contribution / active EE | $5,326 | $4,691+13.5% | $4,012+32.8% | $4,753+12.1% |
| Participant deferral / active EE | $19,764 | $6,938+184.9% | $6,221+217.7% | $6,711+194.5% |
| Admin fee / account holder | $420 | $10,719-96.1% | $9,011-95.3% | $11,407-96.3% |