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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,060 | $190,879-46.5% | $160,009-36.2% | $134,532-24.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -13.92% | 552.63%-566.5pp | 408.85%-422.8pp | 418.27%-432.2pp |
| Employer contribution / active EE | $9,151 | $4,995+83.2% | $4,225+116.6% | $4,741+93.0% |
| Participant deferral / active EE | $16,578 | $6,924+139.4% | $6,183+168.1% | $6,401+159.0% |
| Admin fee / account holder | $671 | $10,495-93.6% | $8,715-92.3% | $11,429-94.1% |