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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,270 | $169,237-69.1% | $129,339-59.6% | $145,978-64.2% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 12.12% | 14364.43%-14352.3pp | 9437.05%-9424.9pp | 550.52%-538.4pp |
| Employer contribution / active EE | $1,875 | $5,540-66.2% | $4,154-54.9% | $4,662-59.8% |
| Participant deferral / active EE | $5,487 | $4,991+9.9% | $4,170+31.6% | $6,690-18.0% |
| Admin fee / account holder | $674 | $9,882-93.2% | $7,668-91.2% | $13,400-95.0% |