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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,064 | $156,963-72.6% | $121,204-64.5% | $139,466-69.1% |
| Participation rate | 69.2% | 76.5%-7.2pp | 69.5%-0.3pp | 80.3%-11.1pp |
| Annual return | 13.06% | 1476.75%-1463.7pp | 987.18%-974.1pp | 373.66%-360.6pp |
| Employer contribution / active EE | $1,045 | $5,544-81.2% | $4,170-74.9% | $4,754-78.0% |
| Participant deferral / active EE | $3,929 | $4,848-19.0% | $4,083-3.8% | $6,712-41.5% |
| Admin fee / account holder | $34 | $6,953-99.5% | $5,651-99.4% | $11,409-99.7% |