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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,447 | $152,542-74.1% | $117,498-66.4% | $134,509-70.7% |
| Participation rate | 63.6% | 77.1%-13.5pp | 70.6%-7.0pp | 81.2%-17.6pp |
| Annual return | -15.80% | 53.02%-68.8pp | 29.75%-45.6pp | 418.13%-433.9pp |
| Employer contribution / active EE | $1,545 | $5,574-72.3% | $4,178-63.0% | $4,741-67.4% |
| Participant deferral / active EE | $4,512 | $4,819-6.4% | $4,071+10.8% | $6,400-29.5% |
| Admin fee / account holder | $295 | $7,006-95.8% | $5,646-94.8% | $11,427-97.4% |