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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,183 | $154,209-20.1% | $130,062-5.3% | $139,487-11.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 12.15% | 32.52%-20.4pp | -137.37%+149.5pp | 373.84%-361.7pp |
| Employer contribution / active EE | $14,250 | $5,292+169.3% | $4,322+229.7% | $4,755+199.7% |
| Participant deferral / active EE | $10,393 | $6,709+54.9% | $5,821+78.5% | $6,713+54.8% |
| Admin fee / account holder | $475 | $13,988-96.6% | $10,601-95.5% | $11,407-95.8% |