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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,684 | $152,619-12.4% | $125,195+6.8% | $152,909-12.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.20% | 54.85%-31.7pp | 43.79%-20.6pp | 345.46%-322.3pp |
| Employer contribution / active EE | $2,670 | $4,947-46.0% | $3,866-30.9% | $4,764-44.0% |
| Participant deferral / active EE | $8,818 | $5,869+50.2% | $4,937+78.6% | $5,851+50.7% |
| Admin fee / account holder | $1,046 | $13,437-92.2% | $9,704-89.2% | $11,601-91.0% |