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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,319 | $176,794+9.3% | $146,647+31.8% | $167,553+15.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 7.86% | 24.04%-16.2pp | 22.75%-14.9pp | 478.89%-471.0pp |
| Employer contribution / active EE | $20,256 | $5,161+292.5% | $4,137+389.6% | $4,840+318.5% |
| Participant deferral / active EE | $11,564 | $6,440+79.6% | $5,506+110.0% | $6,343+82.3% |
| Admin fee / account holder | $5,497 | $13,262-58.6% | $10,281-46.5% | $12,316-55.4% |