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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,052 | $165,399-67.3% | $149,745-63.9% | $158,982-66.0% |
| Participation rate | 82.6% | 84.6%-2.0pp | 82.5%+0.1pp | 82.0%+0.6pp |
| Annual return | 10.66% | 348.34%-337.7pp | 276.72%-266.1pp | 302.99%-292.3pp |
| Employer contribution / active EE | $6,386 | $5,105+25.1% | $4,646+37.5% | $4,763+34.1% |
| Participant deferral / active EE | $7,521 | $7,183+4.7% | $6,843+9.9% | $5,983+25.7% |
| Admin fee / account holder | $1,506 | $10,811-86.1% | $9,312-83.8% | $11,252-86.6% |