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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,564 | $176,071-70.1% | $159,450-67.0% | $167,497-68.6% |
| Participation rate | 92.9% | 84.9%+7.9pp | 82.8%+10.0pp | 82.1%+10.8pp |
| Annual return | 14.31% | 331.79%-317.5pp | 263.60%-249.3pp | 478.62%-464.3pp |
| Employer contribution / active EE | $11,138 | $5,298+110.2% | $4,830+130.6% | $4,838+130.2% |
| Participant deferral / active EE | $10,271 | $7,750+32.5% | $7,352+39.7% | $6,341+62.0% |
| Admin fee / account holder | $16,476 | $12,555+31.2% | $10,800+52.6% | $12,310+33.8% |