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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,744 | $157,304-70.3% | $141,197-66.9% | $152,909-69.4% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 19.58% | 64.34%-44.8pp | 71.41%-51.8pp | 345.46%-325.9pp |
| Employer contribution / active EE | $8,068 | $5,263+53.3% | $4,736+70.4% | $4,764+69.4% |
| Participant deferral / active EE | $9,206 | $7,111+29.5% | $6,710+37.2% | $5,851+57.3% |
| Admin fee / account holder | $2,249 | $12,126-81.5% | $10,265-78.1% | $11,601-80.6% |