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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,382 | $217,427-88.8% | $185,837-86.9% | $167,518-85.4% |
| Participation rate | 90.0% | 86.0%+4.0pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 16.47% | 148.39%-131.9pp | 122.08%-105.6pp | 478.71%-462.2pp |
| Employer contribution / active EE | $4,566 | $5,874-22.3% | $5,168-11.6% | $4,838-5.6% |
| Participant deferral / active EE | $3,752 | $6,357-41.0% | $5,568-32.6% | $6,342-40.8% |
| Admin fee / account holder | $15,656 | $19,816-21.0% | $16,241-3.6% | $12,312+27.2% |