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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,443 | $175,231-76.3% | $149,696-72.3% | $139,466-70.3% |
| Participation rate | 52.4% | 83.4%-31.0pp | 78.8%-26.4pp | 80.3%-28.0pp |
| Annual return | 20.05% | 166.77%-146.7pp | 134.46%-114.4pp | 373.66%-353.6pp |
| Employer contribution / active EE | $1,745 | $5,478-68.2% | $4,821-63.8% | $4,754-63.3% |
| Participant deferral / active EE | $4,077 | $6,521-37.5% | $5,682-28.2% | $6,712-39.3% |
| Admin fee / account holder | $673 | $16,155-95.8% | $13,212-94.9% | $11,409-94.1% |