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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,015 | $209,422-87.6% | $178,503-85.4% | $158,982-83.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 459.14% | 188.81%+270.3pp | 151.12%+308.0pp | 302.99%+156.1pp |
| Employer contribution / active EE | $2,223 | $5,707-61.1% | $5,011-55.6% | $4,763-53.3% |
| Participant deferral / active EE | $2,968 | $5,955-50.2% | $5,202-43.0% | $5,983-50.4% |
| Admin fee / account holder | $1,277 | $17,079-92.5% | $13,987-90.9% | $11,252-88.6% |