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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,739 | $47,944-35.9% | $67,834-54.7% | $62,881-51.1% |
| Participation rate | 71.1% | 61.1%+10.0pp | 68.8%+2.3pp | 69.3%+1.7pp |
| Annual return | 12.95% | 11.77%+1.2pp | 138.47%-125.5pp | 20.14%-7.2pp |
| Employer contribution / active EE | $6,274 | $1,562+301.6% | $2,403+161.0% | $2,281+175.1% |
| Participant deferral / active EE | $1,729 | $2,247-23.1% | $3,160-45.3% | $3,203-46.0% |
| Admin fee / account holder | $768 | $3,712-79.3% | $4,622-83.4% | $4,296-82.1% |