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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,241 | $59,804+22.5% | $81,982-10.7% | $79,856-8.3% |
| Participation rate | 84.3% | 61.6%+22.7pp | 69.3%+15.1pp | 69.6%+14.7pp |
| Annual return | 28.60% | 17.56%+11.0pp | 41.31%-12.7pp | 31.71%-3.1pp |
| Employer contribution / active EE | $6,709 | $1,713+291.5% | $2,498+168.5% | $2,471+171.5% |
| Participant deferral / active EE | $2,287 | $2,695-15.1% | $3,722-38.5% | $3,741-38.8% |
| Admin fee / account holder | $2,322 | $4,288-45.8% | $5,665-59.0% | $5,306-56.2% |