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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,715 | $52,580-28.3% | $71,671-47.4% | $70,126-46.2% |
| Participation rate | 81.4% | 60.9%+20.5pp | 68.7%+12.6pp | 69.5%+11.9pp |
| Annual return | 23.53% | 20.25%+3.3pp | 20.65%+2.9pp | 73.15%-49.6pp |
| Employer contribution / active EE | $5,624 | $1,616+248.1% | $2,460+128.6% | $2,343+140.1% |
| Participant deferral / active EE | $1,476 | $2,386-38.2% | $3,438-57.1% | $3,332-55.7% |
| Admin fee / account holder | $328 | $3,653-91.0% | $5,558-94.1% | $4,645-92.9% |