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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,963 | $180,459-67.3% | $154,108-61.7% | $135,380-56.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.37% | 888.21%-896.6pp | 735.21%-743.6pp | 519.81%-528.2pp |
| Employer contribution / active EE | $6,229 | $6,035+3.2% | $5,298+17.6% | $4,779+30.3% |
| Participant deferral / active EE | $5,775 | $5,806-0.5% | $5,081+13.7% | $5,609+3.0% |
| Admin fee / account holder | $494 | $16,145-96.9% | $13,411-96.3% | $10,828-95.4% |