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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,903 | $167,353-39.7% | $143,797-29.8% | $134,545-25.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -7.57% | 0.48%-8.0pp | -0.04%-7.5pp | 418.37%-425.9pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $5,925 | $6,447-8.1% | $5,638+5.1% | $6,401-7.4% |
| Admin fee / account holder | $669 | $18,096-96.3% | $14,679-95.4% | $11,431-94.1% |