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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,930 | $202,342-65.4% | $172,753-59.5% | $152,909-54.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 13.00% | 1029.88%-1016.9pp | 803.00%-790.0pp | 345.46%-332.5pp |
| Employer contribution / active EE | $6,275 | $5,857+7.1% | $5,144+22.0% | $4,764+31.7% |
| Participant deferral / active EE | $4,794 | $5,948-19.4% | $5,198-7.8% | $5,851-18.1% |
| Admin fee / account holder | $533 | $17,112-96.9% | $13,956-96.2% | $11,601-95.4% |