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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,418 | $176,402-58.4% | $134,162-45.3% | $158,982-53.8% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 13.33% | 63.66%-50.3pp | 36.35%-23.0pp | 302.99%-289.7pp |
| Employer contribution / active EE | $11,412 | $5,042+126.3% | $3,705+208.0% | $4,763+139.6% |
| Participant deferral / active EE | $1,316 | $4,093-67.8% | $3,500-62.4% | $5,983-78.0% |
| Admin fee / account holder | $6,181 | $8,719-29.1% | $6,685-7.5% | $11,252-45.1% |