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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,385 | $156,970-50.7% | $121,210-36.2% | $139,487-44.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 19.51% | 1477.10%-1457.6pp | 987.41%-967.9pp | 373.84%-354.3pp |
| Employer contribution / active EE | $3,595 | $5,546-35.2% | $4,171-13.8% | $4,755-24.4% |
| Participant deferral / active EE | $958 | $4,849-80.2% | $4,084-76.5% | $6,713-85.7% |
| Admin fee / account holder | $2,661 | $6,947-61.7% | $5,647-52.9% | $11,407-76.7% |