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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,385 | $156,927-50.7% | $121,169-36.1% | $139,456-44.5% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 19.51% | 1475.85%-1456.3pp | 986.71%-967.2pp | 373.45%-353.9pp |
| Employer contribution / active EE | $3,595 | $5,542-35.1% | $4,168-13.7% | $4,753-24.4% |
| Participant deferral / active EE | $958 | $4,848-80.2% | $4,083-76.5% | $6,711-85.7% |
| Admin fee / account holder | $2,661 | $6,946-61.7% | $5,645-52.9% | $11,407-76.7% |