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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,733 | $185,225-58.0% | $142,898-45.6% | $167,553-53.6% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 18.13% | 8558.12%-8540.0pp | 5639.64%-5621.5pp | 478.89%-460.8pp |
| Employer contribution / active EE | $0 | $5,607-100.0% | $4,146-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $915 | $4,496-79.6% | $3,838-76.2% | $6,343-85.6% |
| Admin fee / account holder | $9,520 | $8,032+18.5% | $6,560+45.1% | $12,316-22.7% |