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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,773 | $99,345-72.0% | $84,753-67.2% | $273,972-89.9% |
| Participation rate | 52.6% | 80.7%-28.1pp | 76.6%-24.0pp | 83.0%-30.4pp |
| Annual return | 6.26% | 22.93%-16.7pp | 22.78%-16.5pp | 41.46%-35.2pp |
| Employer contribution / active EE | $908 | $4,214-78.5% | $3,574-74.6% | $4,869-81.3% |
| Participant deferral / active EE | $1,948 | $4,270-54.4% | $3,712-47.5% | $5,287-63.2% |
| Admin fee / account holder | $1,099 | $6,645-83.5% | $5,333-79.4% | $10,133-89.2% |