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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,467 | $124,351-36.1% | $109,188-27.2% | $167,553-52.6% |
| Participation rate | 35.0% | 79.4%-44.4pp | 75.9%-40.9pp | 82.1%-47.1pp |
| Annual return | 10.46% | 26.04%-15.6pp | 25.76%-15.3pp | 478.89%-468.4pp |
| Employer contribution / active EE | $0 | $4,210-100.0% | $3,723-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $1,850 | $5,257-64.8% | $4,654-60.2% | $6,343-70.8% |
| Admin fee / account holder | $3,159 | $7,975-60.4% | $6,755-53.2% | $12,316-74.4% |