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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,065 | $97,732-66.2% | $83,831-60.6% | $135,380-75.6% |
| Participation rate | 52.6% | 80.0%-27.3pp | 76.1%-23.5pp | 82.6%-30.0pp |
| Annual return | -9.53% | 1287.56%-1297.1pp | 850.99%-860.5pp | 519.81%-529.3pp |
| Employer contribution / active EE | $916 | $4,222-78.3% | $3,631-74.8% | $4,779-80.8% |
| Participant deferral / active EE | $2,091 | $4,683-55.4% | $4,082-48.8% | $5,609-62.7% |
| Admin fee / account holder | $857 | $6,675-87.2% | $5,479-84.3% | $10,828-92.1% |