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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,842 | $88,754-58.5% | $81,820-55.0% | $145,877-74.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 9.79% | 1031.77%-1022.0pp | 777.93%-768.1pp | 551.28%-541.5pp |
| Employer contribution / active EE | $492 | $3,085-84.0% | $2,915-83.1% | $4,663-89.4% |
| Participant deferral / active EE | $1,247 | $4,648-73.2% | $4,323-71.1% | $6,691-81.4% |
| Admin fee / account holder | $3,629 | $8,424-56.9% | $7,391-50.9% | $13,402-72.9% |