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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,236 | $92,766-79.3% | $82,763-76.8% | $134,545-85.7% |
| Participation rate | 45.5% | 75.2%-29.7pp | 72.6%-27.1pp | 81.2%-35.8pp |
| Annual return | -19.77% | 946.97%-966.7pp | 702.45%-722.2pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,134 | $3,273-65.3% | $3,008-62.3% | $4,742-76.1% |
| Participant deferral / active EE | $5,273 | $4,802+9.8% | $4,395+20.0% | $6,401-17.6% |
| Admin fee / account holder | $317 | $5,978-94.7% | $5,325-94.0% | $11,431-97.2% |