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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,779 | $96,678-68.2% | $86,640-64.5% | $139,466-77.9% |
| Participation rate | 44.4% | 74.4%-30.0pp | 71.7%-27.3pp | 80.3%-35.9pp |
| Annual return | 16.64% | 106.69%-90.1pp | 592.52%-575.9pp | 373.66%-357.0pp |
| Employer contribution / active EE | $1,137 | $3,265-65.2% | $3,024-62.4% | $4,754-76.1% |
| Participant deferral / active EE | $7,171 | $4,837+48.3% | $4,438+61.6% | $6,712+6.8% |
| Admin fee / account holder | $2,971 | $6,410-53.7% | $5,616-47.1% | $11,409-74.0% |