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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,863 | $100,938-89.2% | $90,461-88.0% | $158,982-93.2% |
| Participation rate | 45.5% | 75.0%-29.6pp | 72.7%-27.2pp | 82.0%-36.5pp |
| Annual return | 13.45% | 1727.20%-1713.8pp | 1294.76%-1281.3pp | 302.99%-289.5pp |
| Employer contribution / active EE | $438 | $3,691-88.1% | $3,264-86.6% | $4,763-90.8% |
| Participant deferral / active EE | $922 | $4,350-78.8% | $3,964-76.7% | $5,983-84.6% |
| Admin fee / account holder | $322 | $6,510-95.1% | $5,617-94.3% | $11,252-97.1% |