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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,654 | $76,551-2.5% | $123,894-39.7% | $62,881+18.7% |
| Participation rate | 98.7% | 73.0%+25.7pp | 81.4%+17.3pp | 69.3%+29.4pp |
| Annual return | 10.04% | 18.68%-8.6pp | 47.52%-37.5pp | 20.14%-10.1pp |
| Employer contribution / active EE | $5,719 | $2,882+98.4% | $4,617+23.9% | $2,281+150.7% |
| Participant deferral / active EE | $9,951 | $4,840+105.6% | $5,984+66.3% | $3,203+210.7% |
| Admin fee / account holder | $786 | $4,826-83.7% | $8,357-90.6% | $4,296-81.7% |