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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $33,351 |
Filed as: GALLAGHER BENEFIT SERVICES INC Service code 27 1100 SUPERIOR AVE · CLEVELAND, OH 44114 | Advisory (Plan) | $27,324 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $21,355 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SW PKWY BLDG 2 · AUSTIN, TX 78735 | Advisory (Plan) | $14,690 |
Filed as: ATLANTIC PENSION SERVICES Service code 13 511 SCHOOLHOUSE ROAD · KENNETT SQUARE, PA 19348 | Contract Administrator | $13,119 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,288 | $84,499+36.4% | $125,391-8.1% | $66,949+72.2% |
| Participation rate | 86.1% | 76.4%+9.7pp | 82.4%+3.8pp | 69.8%+16.3pp |
| Annual return | -18.42% | -8.49%-9.9pp | 572.41%-590.8pp | 1.57%-20.0pp |
| Employer contribution / active EE | $11,538 | $3,554+224.7% | $4,816+139.6% | $2,545+353.3% |
| Participant deferral / active EE | $12,017 | $6,785+77.1% | $7,448+61.3% | $4,239+183.5% |
| Admin fee / account holder | $512 | $685-25.2% | $10,009-94.9% | $594-13.7% |