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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,747 | $72,177+0.8% | $115,038-36.8% | $59,633+22.0% |
| Participation rate | 93.2% | 72.6%+20.6pp | 81.4%+11.8pp | 68.7%+24.5pp |
| Annual return | 0.77% | 12.02%-11.2pp | 26.14%-25.4pp | 2041.45%-2040.7pp |
| Employer contribution / active EE | $9,936 | $2,841+249.7% | $4,608+115.6% | $2,203+351.1% |
| Participant deferral / active EE | $8,834 | $4,783+84.7% | $6,026+46.6% | $3,192+176.8% |
| Admin fee / account holder | $6,086 | $4,927+23.5% | $8,175-25.6% | $4,297+41.6% |