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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,975 | $52,279+364.8% | $89,435+171.7% | $79,856+204.3% |
| Participation rate | 92.2% | 57.5%+34.7pp | 68.0%+24.2pp | 69.6%+22.6pp |
| Annual return | 7.47% | 22.16%-14.7pp | 245.55%-238.1pp | 31.71%-24.2pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,587-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $8,058 | $2,740+194.1% | $3,890+107.1% | $3,741+115.4% |
| Admin fee / account holder | $3,575 | $3,356+6.5% | $4,884-26.8% | $5,306-32.6% |