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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,743 | $56,134+378.8% | $96,192+179.4% | $85,851+213.0% |
| Participation rate | 97.2% | 56.7%+40.5pp | 68.4%+28.8pp | 69.3%+27.9pp |
| Annual return | 14.90% | 42.30%-27.4pp | 192.09%-177.2pp | 318.63%-303.7pp |
| Employer contribution / active EE | $9,093 | $1,620+461.3% | $2,799+224.8% | $2,565+254.5% |
| Participant deferral / active EE | $9,105 | $2,858+218.6% | $4,351+109.3% | $3,952+130.4% |
| Admin fee / account holder | $716 | $3,769-81.0% | $5,539-87.1% | $6,261-88.6% |