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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,264 | $57,119+418.7% | $85,187+247.8% | $80,935+266.0% |
| Participation rate | 97.3% | 56.4%+40.9pp | 67.5%+29.8pp | 67.7%+29.6pp |
| Annual return | 7.77% | 21.70%-13.9pp | 66.67%-58.9pp | 35.66%-27.9pp |
| Employer contribution / active EE | $9,139 | $1,802+407.3% | $2,732+234.4% | $2,757+231.5% |
| Participant deferral / active EE | $10,150 | $3,115+225.9% | $4,525+124.3% | $4,299+136.1% |
| Admin fee / account holder | $58,491 | $4,990+1072.2% | $6,162+849.2% | $6,924+744.7% |