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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,307 | $109,872+57.7% | $98,483+76.0% | $167,536+3.4% |
| Participation rate | 20.0% | 75.8%-55.8pp | 73.3%-53.3pp | 82.1%-62.1pp |
| Annual return | 13.57% | 1959.31%-1945.7pp | 1494.38%-1480.8pp | 478.82%-465.2pp |
| Employer contribution / active EE | $368 | $3,225-88.6% | $2,961-87.6% | $4,839-92.4% |
| Participant deferral / active EE | $2,077 | $4,673-55.6% | $4,276-51.4% | $6,342-67.3% |
| Admin fee / account holder | $550 | $6,757-91.9% | $5,953-90.8% | $12,315-95.5% |